See how your monthly payments could look with our bad credit car finance calculator

Representative Example

Borrowing £5,500 over 48 months with a representative APR of 19.8%, the amount payable would be £163 a month, with a total cost of credit of £2,283 and a total amount payable of £7,783.

Click Car Loans is a credit broker, not a lender. Our rates start from 6.9% APR. The rate you are offered will depend on your individual circumstances.

View loan amount by:

My monthly budget

To pay back over

My credit score is

You could get a car worth

£6,847
No impact on your credit score

Representative Example

Borrowing £5,500 over 48 months with a representative APR of 19.8%, the amount payable would be £163 a month, with a total cost of credit of £2,283 and a total amount payable of £7,783.

Click Car Loans is a credit broker, not a lender. Our rates start from 6.9% APR. The rate you are offered will depend on your individual circumstances.

Don’t let past credit problems hold you back

We can get you fast car finance approval, even if:

  • You’re currently in an IVA
  • You have a CCJ against your name
  • You’ve had missed payments or defaults before
Whatever your circumstances, we’re here to help you get on the road.
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Is finding car finance with a bad credit score driving you up the wall?

Let us take the wheel
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Your own dedicated advisor

We’ll find the right car for you, and the best loan option to finance it. Your bad credit finance specialist will be there to do the legwork so you can take a stress-free shortcut from start to finish.

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Instant acceptance at the best rate for you

We’re partnered with more than forty specialist lenders so the road to your loan is always clear.

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Peace of mind so you can get your show on the road

We run extensive security checks as standard on your new vehicle and on the dealership you’re buying from. If there’s anything amiss, you can count on us to find you an alternative.

What our customers say

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Read more reviews on Trustpilot.

Ready to start your journey?

No impact on your credit score

No impact on your credit score

Rates from 6.9% APR. Representative APR 25.4%

Still questions about getting a car finance quote?

Our dedicated team of advisors are happy to help.

Call us on
0333 005 0001
Free phone between 9am - 7pm
Lines are open

Or email us at