Can I get finance for cars with bad credit?

We have years of experience in car finance and car lending, including poor credit car finance, so we know a thing or two about what can be done. We are often able to help customers who are facing bankruptcy, county court judgements, or have individual voluntary arrangements.

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Can I trade-in a part exchange?

A part exchange works similar to a deposit by acting as a down payment towards a new car. This can bring your total car loan amount down, thereby reducing your monthly expenses. If you have a part exchange, this could assist your chance of getting car loan approval, as you’ll require a smaller loan amount.

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Help! I don’t know what car to buy yet.

Don’t worry! Plenty of car buyers get their car loan agreement before buying a car. If you need to alter your car credit amount once you’ve decided on the car, that’s fine.

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How long do car loan decisions take?

With most applications, we can usually give a car loan decision online instantly. This will be sent to you in an email a few minutes after completing the easy online application.

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What car finance rate will I be offered?

You’ll receive a response from us immediately, letting you know your expected APR based on your current credit profile.

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Can I choose a car from any car dealership?

Of course! You can buy your car from any trusted UK dealership. What’s more, we make your search for the perfect car even easier with over (number?) cars for you to browse at leisure. Once you find the car for you, simply share the details with your account manager,

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How long before I can pick up my new car?

Not long at all. Our easy car finance process makes everything quicker and easier than ever. Once your new car finance agreement is in place, all you need to do is arrange the collection of your car from your designated dealer.

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Still questions about getting a car finance quote?

Our dedicated team of advisors are happy to help.

Call us on
0333 005 0001
Free phone between 9am - 7pm
Lines are open

Or email us at