Flexible finance
at a speed that
suits you

from first cars to flash cars, we’ll find
the right deal for you.

Representative Example

Borrowing £5,500 over 48 months with a representative APR of 19.8%, the amount payable would be £163 a month, with a total cost of credit of £2,283 and a total amount payable of £7,783.

Click Car Loans is a credit broker, not a lender. Our rates start from 6.9% APR. The rate you are offered will depend on your individual circumstances.

View loan amount by:

My monthly budget

To pay back over

My credit score is

You could get a car worth

£6,847
No impact on your credit score

Representative Example

Borrowing £5,500 over 48 months with a representative APR of 19.8%, the amount payable would be £163 a month, with a total cost of credit of £2,283 and a total amount payable of £7,783.

Click Car Loans is a credit broker, not a lender. Our rates start from 6.9% APR. The rate you are offered will depend on your individual circumstances.

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Which second-hand car should I buy on finance?

Of course, the right second-hand car for you will depend on your budget, your lifestyle, and your personal tastes. We help people finance everything from Fiestas to Ferraris, and our friendly specialists are on hand to help you find the right car from one of our trusted dealer partners if you’ve not yet found the one.

It’s always worth doing some of your own research too though – a good place to start is the Auto Express Used Car Awards. Their overall top used car of 2020 was the SEAT Ibiza, which was also named best used supermini. If you’re looking for something more spacious, the Kia Sorento was awarded best used large SUV, whilst the Volkswagen e-Golf took the prize for best used electric car.

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Which second-hand car should I buy on finance?

Of course, the right second-hand car for you will depend on your budget, your lifestyle, and your personal tastes. We help people finance everything from Fiestas to Ferraris, and our friendly specialists are on hand to help you find the right car from one of our trusted dealer partners if you’ve not yet found the one.

It’s always worth doing some of your own research too though – a good place to start is the Auto Express Used Car Awards. Their overall top used car of 2020 was the SEAT Ibiza, which was also named best used supermini. If you’re looking for something more spacious, the Kia Sorento was awarded best used large SUV, whilst the Volkswagen e-Golf took the prize for best used electric car.

Can a car dealer force you to use their financing?

It’s no secret that car dealers rely on selling finance to stay profitable, but many customers have often found the process confusing, and with good reason. Indeed, the way dealers sell finance has come under increasing regulatory scrutiny in recent years, and early in 2021, the FCA banned “discretionary commission”, potentially saving car buyers £165m a year.

Whether you’ve already found your ideal used car and you need to get finance sorted fast, or you’re still shopping around and want to know how much you can borrow or what monthly payments you can expect, we’re here to help.

We’ll hook you up with the right finance deal, and we can even help you find the right car from one of our nationwide network of trusted dealerships.

But can dealers force you to use their financing to fund a purchase from them? Clearly, that wouldn’t be fair to customers – dealers can’t insist that you arrange finance through them in order to buy one of their cars. If you take out a personal loan, for instance, you’ll have the cash available to pay for the car outright.


How to finance a used car from a private seller

On the flip side, if you’re buying a car from a private seller, it’s up to you to arrange the funding of the vehicle yourself. That’s why many car buyers choose to use a specialist like Click Car Loans.

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How to finance a used car with bad credit

Used cars simply make good financial sense, but they’re also a great option for anyone with a poor credit rating who might not have the option of buying new. If you’re looking to finance a used car with bad credit, you’ve come to the right place – we work with specialist lenders to make sure that all our customers can access car finance, regardless of any previous financial difficulties you’ve had. We’ll guide you along each step and provide used car finance options tailored to you.

Why choose Click Car Loans for car finance?

Our ethos is to ensure our customer is always happy. A car is about more than just getting from one place to another. A car is a style statement. It is a home outside of our home - getting it right is important. So is choosing a car finance company that puts your needs first.

We can help you if you’re looking for no deposit car finance - even if you are not purchasing the car from us!

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What happens next?

First things first, take a moment to use the car finance calculator to see what you think you can afford. Then, we will get you a quote. As long as you are approved in principle, we can talk! We will allocate you a personal car finance specialist who will work with you and our huge pool of car dealers to find your dream car. And if you already have a car in mind, let us know and we will run full security checks on the vehicle to make sure it fulfils your needs before we get on to the finance shopping!

Any questions? Just ask!

Still questions about getting a car finance quote?

Our dedicated team of advisors are happy to help.

Call us on
0333 005 0001
Free phone between 9am - 7pm
Lines are open

Or email us at